Home Loan

  • What’s the difference between a desktop, kerbside and full valuation?

    Interior home

    When buying a property or refinancing your current home loan, a valuation is required by the bank to determine the market value of the property. This valuation must be completed before the bank will provide you with their Unconditional Loan Approval. The ‘bank valuation’ (as opposed to a ‘real estate valuation’) is completed not by […]

  • Five Ways to Fund a Renovation

    Considering transforming your home from ‘banal’ to ‘brilliant’, but lack the funds to support your makeover? Never fear, we’ve rounded up five home renovation finance options that could help turn your dream into reality. 1. Equity Release / Top Up Home Loan This is probably the most common way people borrow money when they want […]

  • Fossil Fuels and your mortgage

    Ever wondered if there are banks that don’t invest in fossil fuels?

    The quick answer is yes!

    While most of the Big 4 banks in Australia do invest in fossil fuels, there are smaller banks that aren’t owned by the Big 4 and who have never invested in the fossil fuel industry.