You work hard. You don’t buy fancy cars. You put off buying too much for yourself.
Why?
Because everything you do—every sacrifice you make—is for one reason: to give your children a better future.
But as the cost of living, education, and housing rises, providing for your kids feels harder than ever. The good news? You’re not alone, and the choices you make today can still set your family up for success for generations to come.
Here’s why your sacrifices matter—and how they’re building a future your children will thank you.
1. Raising Kids Isn’t Cheap—And You’ve Stepped Up
Let’s face it: raising kids comes with a hefty price tag.
Recent research shows it costs $170 per week per child, or $340 for two kids. That’s over $17,500 per year, per child, just for the basics—food, clothing, housing, and school expenses.
And yet, you’ve stepped up.
- 46% of parents go without buying things for themselves to put their kids first.
- Nearly 1 in 3 families sacrifice family holidays.
Maybe you’ve:
- Taken on extra work to afford school fees.
- Chosen home-brand groceries to save a little extra.
- Delayed big purchases because your kids’ needs come first.
It’s hard, but you do it without question. Because their future is worth it.
2. You’re Investing in Education—Their Ticket to Opportunity
You know education is everything. It opens doors to better jobs, financial security, and a fulfilling life.
That’s why you’ve committed to giving your kids the best opportunities—despite the costs:
- $84,554 for 13 years in public schools.
- Up to $288,880 for private schooling.
Beyond school fees, you’ve covered:
- School uniforms, technology, and excursions.
- Sports programs and extra tutoring to help them succeed.
And you’ve done it by making sacrifices:
- Working extra hours.
- Cutting back on personal expenses.
- Sometimes even delaying your own retirement savings.
It’s a lot to carry, but deep down you know: an investment in their education is an investment in their future.
3. You’re Thinking Beyond Today—Property as Your Family’s Legacy
You’re not just thinking about the next year—you’re thinking about the next generation.
For many parents, property has become the smartest long-term play to build generational wealth. Here’s why:
- Australian property values have grown 382% in 30 years, averaging 5.4% annual growth.
- Rental yields remain strong, with regional WA delivering 6.7% and Darwin units reaching 7.3% in August 2024.
Owning property for your family means:
✅ Steady income through rent to support their future goals.
✅ Equity growth that gives your kids a financial head start.
✅ A lasting legacy that can be passed down for generations.
Maybe you’ve refinanced your home or used your savings to buy that investment property. It wasn’t easy—but you did it for your family.
And years from now, when your kids inherit those properties or use that wealth to fund their futures along with your grandchildren’s, they’ll understand the sacrifices you made.
4. You’re Putting Your Kids First, Even If It Costs You
If you’re like most parents, retirement can feel like a distant priority. You’re focused on making sure your kids have everything they need.
But the truth is, many parents are putting their own futures on hold:
- 40% of Australians have no clear plan for retirement.
- Almost half fear they’ll outlive their savings.
You may have:
- Used home equity to help with school fees or housing costs.
- Chosen to keep working longer to ensure your kids have a solid start in life.
It’s a sacrifice that doesn’t go unnoticed. Because the security you’re building today is something your kids will carry with them forever.
5. You’re Preparing for the “Great Wealth Transfer”
You’ve heard the numbers: Baby Boomers are set to pass down $3.5 trillion in assets to the next generation over the next 20 years.
And you’re playing your part. By investing in property, education, and long-term strategies, you’re building a financial legacy that will:
- Give your kids a head start.
- Help them avoid the struggles you faced.
- Set them up to create generational wealth of their own.
In Australia, there’s no inheritance tax. That means every dollar you pass on—whether through property, savings, or investments—goes straight to your family.
The choices you make today will ripple through generations, creating opportunities your kids (and grandkids) will one day thank you for.
6. Your Sacrifices Aren’t Just Financial—They’re About Love and Legacy
You’ve sacrificed vacations, comforts, and even your own goals—not because you had to, but because you chose to.
And those sacrifices? They’re not just about money. They’re about:
- Seeing your child graduate from university debt-free.
- Watching them buy their first home with the equity you built.
- Knowing you’ve created a safety net that will support them, no matter what life throws their way.
It’s about love. It’s about legacy. It’s about leaving the world better for the people who matter most to you.
What Your Sacrifice Means for the Future
Every time you’ve said “no” to yourself, you’ve said “yes” to their future.
You’ve given your children:
✅ The opportunity to succeed through education.
✅ A foundation of financial security through property.
✅ A legacy of love, sacrifice, and hard work.
And years from now, when they reflect on the life you gave them, they’ll know: everything you did was for them.
You’re not just providing for your kids—you’re changing their future.
Because the sacrifices you make today will give your children opportunities, freedom, and success for generations to come.